DSCR & Rental Loans
Qualify on the property’s cash flow. Long-term, short-term, co-living, single asset or portfolio.
Learn more
Private Money Brokerage · Minneapolis, Minnesota · Nationwide
Private & Hard Money Loans for Real Estate Investors
Building Strong Foundations. Funding Lasting Legacies.
DSCR rental loans, fix & flip, ground-up construction, and transactional funding—hard and private money loans arranged through our national lender network and matched with lenders that fit the deal. Based in Minneapolis, serving investors nationwide.
What we stand for
Faith Driven
We lead with integrity and timeless values.
Capital Solutions
DSCR rental, fix & flip, construction, transactional funding, and more.
Investor Focused
Straight answers. Aligned partnerships.
Built to Last
Relationships designed for the long run.
No upfront broker fees on brokered loans. Paid only at closing.
Our Core Focus
Rental, Fix & Flip, Construction & Transactional Funding
Most of our work is helping investors buy, build, renovate, and hold income property—and close when the deal calls for short-term capital. Whether you call it hard money or private money, we arrange it through our lender network; we are a broker, not the lender.
Fix & Flip Loans
Short-term purchase and renovation financing for investors from first flip to fiftieth.
Learn moreGround-Up Construction
Spec, build-to-rent, and infill construction, with land and horizontal development case by case.
Learn moreTransactional Funding
EMD funding, double closes, and structured transactional capital for investors who need to close.
Learn moreMore Loan Programs
Capital for Every Stage of the Investment
One conversation, a national network of lenders. We look for lenders that fit each deal rather than selling a single product.
Bridge Loans
Short-term capital to acquire, reposition, or refinance a maturing loan while you execute the plan.
Learn moreCommercial & Multifamily
Multifamily, mixed-use, and commercial investment property through our lender partners.
Learn moreMHP & RV Park Loans
Acquisition, refinance, and bridge financing for manufactured housing communities and RV parks.
Learn moreMinnesota
Minneapolis-Based. Funding Investors Nationwide.
From Minneapolis–St. Paul to Rochester, Duluth, and lake country, we arrange hard money and private money loans for Minnesota investors—and for investors in markets across the country.
How It Works
A Clear Process. Honest Answers Early.
We screen for deal-breakers before a lender ever sees your file. If something needs to be addressed, you hear it from us first.
Share the Scenario
Tell us about the property, the plan, and the capital you need through our secure intake form.
Straight-Talk Review
We pressure-test the numbers and flag issues—credit, leverage, property type, existing debt—up front.
Lender Match
We take your deal to the lenders whose programs genuinely fit it, and walk you through the options.
Through to Closing
We stay engaged through underwriting, appraisal, and title. Our fee is earned only when your loan closes.
Why Cornerstone
Integrity Is the Foundation Everything Else Is Built On
Real estate investors don’t need more hype. They need someone who understands the deal, tells the truth about it, and knows which lenders will actually close it.
- No upfront broker fees on brokered loans. We are paid only at closing.
- Deal problems surfaced early—before a lender finds them.
- Numbers pressure-tested, never repeated at face value.
- Lender structure explained, including balance-sheet versus secondary-market lenders and what that can mean for repricing risk.
- Twenty years in Twin Cities real estate, serving investors nationwide.
“Surfacing an issue before a lender finds it isn’t a weakness. It’s how trust is built—and how deals actually close.”— Rebecca, Founder
Saving You Time
What We Don’t Do
We’d rather tell you now than waste your time later. Cornerstone Capital is focused exclusively on business-purpose investment property financing.
- Owner-occupied or consumer-purpose loans
- SBA loans
- Equity partnerships
- Gap funding (outside of structured transactional funding)
- Second liens as a private lender
- Proof-of-funds or commitment letters issued by the broker
Free Download
The Investor’s Funding Checklist
What to have ready before you request a business-purpose loan, by program, plus a deal summary worksheet and the red flags that slow closings.
Meet the Founder
Meet Rebecca, Founder
Two decades as a real estate agent in the Twin Cities. A career built on relationships, preparation, and doing what you said you would do.
An active investor herself, with ownership stakes in apartment buildings, an RV park, and single-family homes.
Rebecca founded Cornerstone Capital in Minneapolis, Minnesota, to bring that same standard to investment property financing—serving real estate investors across the Twin Cities, throughout Minnesota, and nationwide.
Who we serve
- Rental and portfolio investors, including short-term rental and co-living operators
- First-time flippers through seasoned investors
- Builders and build-to-rent operators
- Investors with non-standard profiles: foreign national, ITIN, low DSCR, unusual property types
- MHP and RV park buyers and owners
Get Started
Bring Us Your Deal
Share your scenario in a few minutes. No Social Security number, no bank statements, no uploads—just the deal. We’ll respond with honest feedback and next steps.